Tuesday, September 8, 2009

Home Insurance -- Don't Miss These If You Want More Affordable Rates


There are tips that will help you enjoy serious savings without putting hurting yourself. Would you like to learn more about them? If so, the following recommendations will go a long way in helping you achieve just that...

1. Do you have locks on each of your windows? If you don't you will be paying more because of that. You can take this to another level by fixing burglary-proof bars on all your windows. Therefore, if you are not bothered by having burglary-proof bars in your home, have them fixed and you'll pay a lot less in your homeowners insurance rate.

2. There are fire and security that are monitored 24/7. Not only will you get a considerable discount, you will also feel safer once you remember that your house is constantly monitored. This can lower your rate by more than 25% depending on your insurance carrier.

3. Do you have smoke and fire detectors fixed in your home? You'll enjoy cheaper rates especially if you have fixed enough for your size and type of home. Furthermore, don't forget to change their batteries as often as required.

Detectors mean fires are quickly noticed and extinguished before much damage is done. Do NOT forget that anything that lowers the possibility of a fire in your house lowers your premium.

4. You will save a lot of dollars by visiting at least five home owner insurance quotes sites. That way, you'll be able to get the lowest quotes possible since five sites will give not less than 25 quotes altogether.

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