Affordable Homeowners' Insurance -- Make It Disaster-Proof

You lower your homeowners insurance rate by enforcing measures that will make your house more disaster-proof. Apart from making sure that you have all in place to prevent fire and burglary, the following are recommended for different areas...

a. If you live in an area that's so susceptible to wind damage, you will save much by having storm shutters.

b. You'll also fare better in windy areas with a heavier roofing material.

c. Retrofitting your home as a defence against earthquakes.

d. Cutting off dry limbs on trees in your home will reduce the likelihood of a branch falling off and causing injury and/or damage.

e. Make sure you don't have tree branches over your roof or very close to your structures. This is because tree limbs over or close to buildings could easily cause extensive damage if they fall off for any reason. Depending on your roofing material, this could as well lower its durability.

If want other ways to make your home really disaster-proof, discuss with your agent.

Compare what applying each would cost and by what factor it will lower your rate. Implementing these steps will help you reduce your home insurance rate.

And don't forget...

You might save some hundreds of dollars by simply obtaining and comparing quotes from about five quotes sites. And, it will take you only a total of 25 minutes.

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